Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

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Discover what insurance premiums are, how companies calculate them, and the factors affecting various types like health, auto ...

Take a look at this handy formula for calculating how much life insurance you need to protect your family. Life Insurance conversations can be tricky. Since nobody wants to admit they’re aging, their ...

Several methods can help you calculate how much life insurance you need to financially support loved ones ...

Car insurance companies use a range of factors to calculate a driver’s rates, including their age, driving history, and credit score. Young drivers, people with blemishes on their driving records, and ...

In the ever-changing landscape of car insurance, technology has become a real game-changer like never before, with insurers evaluating risk and assessing premiums through technological innovation.

Health insurance premiums you pay for coverage are non-taxable. Employers may offer health insurance through a cafeteria plan. These plans allow you to set aside a portion of your paycheck to cover ...

Just half of Americans think credit history is used by insurance companies to calculate auto insurance rates, according to a new NerdWallet survey. Many, or all, of the products featured on this page ...

Plum Financial Services has moved to help close Australia’s insurance gap by providing clients with a calculator that graphically reveals the degree to which they are underinsured. Plum managing ...