If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...

Trying to predict a small business' sales in even the most solid of markets can be like trying to divine into a crystal ball, but Microsoft Excel can help in the planning process. Take advantage of ...

Have you ever tracked your income and expenses and had a realistic approach towards personal finance? It takes a lot of discipline to understand and plan your family’s budget. Without a clear budget, ...

There are lots of ways to budget, but if you pick a spreadsheet, where do you even start? Staring at a blank budget spreadsheet can be daunting. You don’t have to go it alone though. A spreadsheet ...

Whether you're single, part of a couple, or even head of a large family, creating a budget is a great way to track expenses and income to keep you on track toward your financial goals. Although a ...

With a little time, typing and easy-to-use software, you can quickly see your financial picture much more thoroughly and better plan for the future. By J. D. Biersdorfer It’s January and you’ve gone ...

Managing personal finances can often feel like an overwhelming juggling act. Between tracking expenses, keeping tabs on income, and trying to save for the future, it’s easy to feel like you’re ...

Please note: This item is from our archives and was published in 2021. It is provided for historical reference. The content may be out of date and links may no longer function. Q. By far, my preferred ...