A reinstatement clause is an insurance policy clause that states when coverage terms are reset after the insured files a claim.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...

The life insurance industry is highly regulated and policies contain many standard provisions - here's some common ones. [This is part 6 of a 9-part series. For a full overview of topics, see the Life ...

These provisions can play a pivotal role in the amount of coverage available for a given claim or claim(s) and can determine whether "claims" trigger multiple policy years or instead, whether those ...

In Certain Underwriters at Lloyds, London v. Arch Specialty Ins. Co. (No. C072500; filed 4/11/16), a California appeals court found an “other insurance” provision unenforceable to excuse defense ...

NEW YORK (Thomson Reuters Regulatory Intelligence) - U.S. insurers have kept a close eye on the continuing battle between the federal government and the states over mandatory arbitration provisions in ...

The Prudential Regulation Authority (PRA) has published a consultation paper seeking views from general insurers on a draft supervisory statement which sets out the PRA’s expectations in relation to ...

Some of the most important, but often underappreciated, elements of a commercial real estate lease are the insurance provisions. Attorneys may spend hours negotiating and drafting expense clauses, use ...

Life insurance is supposed to be the financial safety net that catches a family when everything else falls apart-but not all nets are woven the same way. Buried in the fine print of many policies are ...