The Home Affordable Refinance Program (HARP) is a Federal refinance program initiated in 2009 and targeting underwater homeowners. It is designed for homeowners who are current in their mortgage ...

If you took out a government-backed mortgage over the last two years, you’re probably watching interest rates fall and wondering when to refinance. But before you take the refi plunge, you need to ...

In the past five years, more than 3 million borrowers who had little or no equity in their homes refinanced into cheaper mortgages using a federal program that’s been widely hailed as a success. Yet ...