Most of us are holding too much cash in our portfolios and not enough stocks, but the worst offenders of all are the youngest investors. This means you, millennials. A 2014 UBS survey reports that the ...

Your asset allocation may be the most important decision you make as an investor. In fact, studies have found that asset allocation determines over 90% of the variations in portfolio returns. In other ...

Is your stock-bond mix driven primarily by your age? If so, it may be worth reconsidering. Most investors are taught that age determines asset mix. Formulas such as "100 minus your age" (or the newer ...

Building wealth is not just about picking the hottest stock or timing the market perfectly. What actually drives your long-term returns is how you divide your money across different assets. A famous ...

The 4% rule for retirement withdrawals is explained in detail. This rule results in overly-conservative asset allocation and income levels. An alternative rule is presented that results in higher ...

Good things come to those who wait. The tax-exempt bond industry has waited 18 years for a missing reserved section of the private activity bond regulations, the allocation and accounting regulations, ...

Asset allocation refers to the process of splitting an investment portfolio among different asset classes. In practice, this means determining what percentage of a portfolio will be invested in ...