Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.
In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...
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How do workers’ compensation rates work?
Workers’ compensation insurance isn’t just a legal requirement, it’s a necessary business insurance policy that could save you a lot of money if someone gets hurt on the job. Unfortunately, it’s often ...
New York contractors may be overpaying for workers compensation insurance without knowing it. Misclassified employees, unchecked experience modification factors, and outdated NYSIF rates are costing ...
Colorado wants to stop employers from overpaying on workers' comp premiums through experience modification factor reform.
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