Most credit card transactions settle within one to three business days. Learn what affects funding timelines, delays and ...

Learn the payment processing laws every business should know, from PCI DSS and ACH rules to surcharge laws, FTC oversight and ...

September 15, 2025 - US merchants are cautiously optimistic that a federal district court's decision in Corner Post, Inc. v. Bd. of Governors of Fed. Rsrv. Sys., No. 1:21-CV-00095, 2025 WL 2253474, (D ...

The reintroduction of the Credit Card Competition Act in January 2026 has major implications for the U.S. payments infrastructure, with the potential to fundamentally alter the competitive dynamics of ...

Credit card surcharging is on the rise. Imposing a surcharge in a compliant manner is more than adding a fee at the point of sale. Below we review on a high level the legal and commercial ...

While many Americans worry about tariffs potentially boosting inflation, merchants continue to warn of a cost increase that's already certain: credit card swipe fees. Banks, card processors and ...

Running a business comes with enough challenges—managing operations, serving customers and staying ahead of competitors. But there may be a silent drain on your profits that often goes unnoticed: A ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Samantha (Sam) Silberstein, CFP®, CSLP®, EA, is an experienced ...

Credit card processing fees are essential charges for card payments. Explore the types, rates, and tips to manage these costs effectively. While we’re not completely cashless yet—I still pay for my ...

The right credit card in your wallet can make your regular spending go a long way. Credit cards are convenient financial tools, offering better consumer protections than debit cards while helping ...

For most small UK businesses it’s impossible to avoid taking customer payments by credit card. But the fees from these transactions can quickly eat into profits, making it particularly difficult for ...