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Q: What are the benefits, pros, and cons of a 529 college savings plan? Part 2 A: A 529 plan is a tax-advantaged investment account designed to help families save for education expenses. ✅ Pros of a 529 Plan: • Tax-free growth when used for qualified education expenses • Tax-free withdrawals for tuition, fees, books, room & board • Can be used for K–12 tuition (up to IRS limits) • Can be used for college, grad school, and even trade schools • High contribution limits compared to other savings pl
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