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Builder's risk vs. General liability insurance: Key differences explained
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Builder's risk vs. General liability insurance: Key differences explained
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During a build, there are three key types of insurance to understand: 🏡General Liability – protects against injury or property damage to third parties on the job site. This is typically carried by the builder. 🏡 Builder’s Risk – covers the structure, materials, and equipment during construction if something happens like fire, theft, vandalism, or storms. This can be paid for by the builder or the homeowner, depending on the project. 🏡 Homeowner’s Insurance – needed when you’re living on the p
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