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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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TikTokhumphreytalks
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The cheat code isn’t a secret… most people just won’t stay disciplined long enough to see it work. 👀 Save this. #CreditTips #FinancialLiteracy #LevelUpYourLife #DigitalDreekAcademy
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remove negative items: collections charge off student debt medical debt Bankruptcies car repossessions and more #credit #creditrepair #debtfree #financialliteracy
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🚨 EL ERROR con tu tarjeta que te puede costar $500 o más 💳 Si tienes tarjeta de crédito, hay DOS fechas que tienes que conocer sí o sí: la fecha de corte y la fecha límite de pago. No son lo mismo. Confundirlas puede terminar en comisiones, intereses y una deuda que empieza a crecer. 😰 Y recuerda: para evitar intereses, busca siempre pagar el monto para no generar intereses, no solamente el pago mínimo. ¿Tú sí sabes qué día corta tu tarjeta? 👀 #TarjetaDeCredito #TarjetasDeCredito #FechaDeCor
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