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HSA vs. FSA: What’s the Difference and How Does It Affect Your Taxes? If you have medical expenses, both an HSA and an FSA can help you save money but they work very differently when it comes to taxes and rules. HSA (Health Savings Account) Think of an HSA as a medical savings account that belongs to you. • You must have a high-deductible health plan to qualify • Money you put in is tax deductible • The account rolls over every year you don’t lose it • You can keep it even if you change jobs • W
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HSA vs. FSA: What’s the Difference and How Does It Affect Your Taxes? If you have medical expenses, both an HSA and an FSA can help you save money but they work very differently when it comes to taxes and rules. HSA (Health Savings Account) Think of an HSA as a medical savings account that belongs to you. • You must have a high-deductible health plan to qualify • Money you put in is tax deductible • The account rolls over every year you don’t lose it • You can keep it even if you change jobs • W
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FacebookCarter Capital, PLLC
What's the difference between an HSA and an FSA? 🤔 HSA stands for health savings account, and this is a triple tax-advantaged account that you can use to save for health expenses. The biggest benefit? The money you put in an HSA is YOURS—no expiration date. On the other hand, an FSA (or flexible spending account) doesn't roll over from year to year. You still get the tax benefits on your contributions, but whatever you don't spend by the end of the year expires. So plan accordingly! | Jean Chat
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What's the difference between an HSA and an FSA? 🤔 HSA stands for health savings account, and this is a triple tax-advantaged account that you can use to save for health expenses. The biggest benefit? The money you put in an HSA is YOURS—no expiration date. On the other hand, an FSA (or flexible spending account) doesn't roll over from year to year. You still get the tax benefits on your contributions, but whatever you don't spend by the end of the year expires. So plan accordingly! | Jean Chat
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