Virginia Promissory Note Template
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💸 **PROMISSORY NOTE IS CASH EQUIVALENT UNDER UCC** 💸 Did you know your *signature* on a promissory note creates the credit used to fund the loan? Under the **Uniform Commercial Code**, your note is more than a promise — it's a **negotiable instrument** with **monetary value**. Here’s why: 🔹 **UCC § 3-104** – A promissory note is a **negotiable instrument**, treated like **cash** in commerce. 🔹 **UCC § 3-301** – Whoever holds the note has the right to enforce it like legal tender. 🔹 **UCC §
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